• By accessing or using any UIB Insurance Brokers (India) Private Limited web site, or one of the services you can access from any such web site, you accept that these terms and conditions apply to that use and to that service. Please leave our site and do not use our services if that is not acceptable to you.

• We revise these terms and conditions from time to time. You should therefore regularly re-read these terms and conditions. The date these terms and conditions were last changed is always shown at the end of the current edition. If you use a UIB Insurance Brokers (India) Private Limited web site (or one of the services you can access from a UIB Insurance Brokers (India) Private Limited web site) after a change has been made to these terms and conditions, by doing so you agree that the latest edition of these terms and conditions applies to your use and to that service.

• Companies in our group have separate names and identities, but for the sake of simplicity the terms ‘UIB Insurance Brokers (India) Private Limited’, ‘UIB’, ‘Group’, ‘we’ or ‘our’ are used below to refer to all the companies within our group, unless we say otherwise below.

• A visitor to any UIB web site is referred to below as ‘visitor’ ‘you’ or ‘your’.

• These terms and conditions apply to all UIB web sites unless any UIB web site provides otherwise. Our registered office and principal place of business is 201, 2nd Floor, Hubtown Solaris, N.S. Phadke Marg, Andheri (East), Near East West Flyover, Mumbai – 400 069, India.

• You agree that you are responsible for your use of any UIB web site. We do not accept responsibility to you for any such use, which is at your risk.

• We may at any time and without prior notice suspend or cancel any part or all of any service accessible from a UIB web site.

• Currently, you do not need to pay to use any of the services accessible from any UIB web site, but we reserve the right to introduce charges at a later date should we so decide.

• We will not be responsible if for any reason whatever you are unable to use any of the services normally accessible from a UIB web site.Neither UIB and its Group/Parent/Associate Companies, nor their officers, employees or agents shall be liable for any loss, damage or expense arising out of any access to, use of, or reliance upon, this Website or the information, or any website linked to this Website.

• We try to make sure that the information provided by UIB on its web sites is accurate at the time of publication.

• However, we do not guarantee the accuracy of this information, or of any information which you may obtain through using any hyperlink on any UIB web site.

• We also try to update the information on our web sites on a regular basis. If you come across any errors which may slip through we apologise and will correct them when they are drawn to our attention.

• We are not responsible for the contents of any other web site, including any which you may access through any of our web sites.

• If we provide a hyperlink on any UIB web site to a third party site, that is because we believe that the other site contains, or may contain, further information relevant to what we have to say on our web site. In some cases, in order to give a balanced view, a hyperlink may connect you to a web site containing contradictory viewpoints to those expressed by us or on our own web site. If you decide to access a third party web site through a hyperlink on a UIB web site, you do so at your own risk, including the risk that you may be navigating to an unsafe web site where your computer may be infected by computer viruses or other malware. UIB shall have absolutely no liability in connection with the information and Material posted on this Website including any liability for damage to your computer hardware, data, information, materials, or business resulting from the information and/or Material or the lack of information and/or Material available on the Website.

• Your use of a UIB web site will not grant you any rights to use any UIB trademark or other intellectual property belonging to any company in our Group.

• Nothing you may see on any UIB web site, or any information you may obtain from using any UIB web site (including through any hypertext links), is intended to be, or constitutes an invitation, to invest in or otherwise deal in shares or other capital of any UIB company.

• If you see statements on any UIB web site, or in any document you access from any UIB web site, including the words such as ‘anticipates’, ‘believes’, ‘plans’, ‘projects’, etc., these are, or may be, forward looking statements. Any forward looking statement is subject to risk and uncertainty. Actual results may differ from those expressed in such a statement. We do not undertake to update any forward looking statement to reflect any changes in our expectations, or to reflect what actually happens, although (as stated above) we do try to make sure that what is stated on any UIB web site is not made redundant or obsolete by the passage of time.

• Apart from personal data, which will be treated in accordance with our privacy policy, if you provide us with any information over one of our web sites, you agree that we have unlimited rights to that information as provided, and that we may use that information in any way we choose. No information provided by you over one of our web sites will be, or will be treated by us as being, in any way confidential unless stated otherwise on any UIB web site.

• Apart from temporary copies of the material on a UIB web site that your internet browser may need to create to allow you to access that site (which you agree to remove from your computer once you leave the UIB web site, without keeping a copy in any form whatever), you may not, without our prior written consent, copy, alter, tamper with in any way, or use any material (either in whole or in part) contained on, or accessed through, any UIB web site (but this restriction does not extend to any material you may access as a result of using a hyperlink which takes you outside any UIB web site, since that material does not belong in any way to UIB).

• You are responsible for complying with all applicable copyright laws. We allow you to take copies from UIB web sites as necessary incidental acts during your viewing of them. You may also print for your personal use so much of a UIB web site as is reasonable for private purposes. All other use is strictly prohibited. You may not frame a UIB web site, nor link to any page of it, without our express written permission before you do so.

• UIB’s web sites contain rich and varied data, including text, photographs and other images which are protected by copyright, and possibly by other intellectual property rights. All copyright and other intellectual property rights contained in the web site are either owned by us, or have been licensed to us by the owner of those rights so that we can use this material as part of our web site.

• You undertake neither to violate the security of any UIB web site or the services accessible through it, nor to try to do so.

• These terms and conditions are governed by, and are to be construed in accordance with, Indian law. If there is any dispute arising in relation to these terms and conditions, or any dispute in connection with a UIB web site, the Indian courts will have exclusive jurisdiction over the dispute. • If any part of these terms and conditions is held by any court or other competent authority to be invalid, unlawful or unenforceable to any extent, it will be severed from the remaining terms and conditions to the minimum extent necessary to ensure that the remainder of these terms and conditions remain valid, lawful and enforceable to the fullest extent permitted by law.

• If any part of these terms and conditions is held by any court or other competent authority to be invalid, unlawful or unenforceable to any extent, it will be severed from the remaining terms and conditions to the minimum extent necessary to ensure that the remainder of these terms and conditions remain valid, lawful and enforceable to the fullest extent permitted by law.

These terms and conditions were last updated on: 24th October 2021